The author of this site (Gary Beene) is not a lawyer, accountant, investment advisor, etc. and
accepts no liability for the contents of this web site. While all attempts have been made to
verify information provided in this site, Gary Beene assumes no responsibility for errors, omissions
or contradictory interpretation of the subject matter herein.
This web site is merely my understanding
of the issues associated with retirement. It is your responsibility to evaluate the contents of this
site and to seek additional advice as needed to confirm the information presented. You should
seek professional counself before making decisions about your retirement finances or plans.